Emerging Issues

Ronald Beiderman

Ron Beiderman

Topics: Drones, Emerging Issues, General Liability

Ron Beiderman is vice president of commercial lines coverage products at ISO. He has primary responsibility for overseeing the research, development, implementation, and maintenance of policy forms, manual rules, and loss costs for ISO's Commercial Lines programs.

He plays a key role in ISO's emerging issues initiative, writing on emerging issues such as drones and cyber insurance.

Mr. Beiderman’s expertise has been featured in a wide range of business and insurance media, including, Independent Agent, Insurance Journal, and Rough Notes. He has also represented ISO at numerous industry forums where he has spoken on emerging issues, additional insured issues, construction defect coverage issues, and general liability trends and developments. He started his career at ISO and has held positions in the Commercial Property, General Liability, and Specialty Commercial Lines Divisions.

Ron graduated with a bachelor of science degree in political science and communications from Rutgers University and has earned the designation of Chartered Property Casualty Underwriter (CPCU).

Steve Clarke

Steve Clarke

Topics: Emerging Issues, Regulatory Issues, Big Data, Compliance

Steve Clarke is Vice President of ISO's Government Relations Division, leading ISO’s insurance legislative and regulatory activity with state and federal agencies and the National Association of Insurance Commissioners (NAIC). He oversees ISO’s product compliance and other required filings, legislative and regulatory monitoring, and licensing, and coordinates regulatory interaction for Verisk – insurance solutions.

Mr. Clarke has over 30 years of experience in the industry encompassing regulatory affairs, compliance, operations, and product development. He earned his CPCU in 1995 and has served for many years as an instructor at St. John's University School of Risk Management. His articles have been published in Risk Management magazine, Business Insurance, and Best’s Review, and he has been interviewed for numerous print and video articles appearing in leading local, national, and industry trade press outlets.

William Mauro

William Mauro

Topics: Drones, General Liability, Emerging Issues, Construction Defects, Liquor Liability

William (Billy) Mauro is director of commercial casualty product development at ISO. Since joining ISO in 2003, Mr. Mauro has been involved in the development of many of ISO’s commercial casualty initiatives, including drone coverage options, data breach exclusions, additional insured revisions, and liquor liability coverage options.

Mr. Mauro has also helped develop ISO’s businessowners, farm, homeowners, and market segments programs.

Mr. Mauro has contributed articles to several insurance publications, such as Carrier Management and Gen Re’s Policy Wording Matters, and has presented at events run by a number of industry organizations, including the Association of Insurance Compliance Professionals, the Property Casualty Insurers Association of America (PCI), and the National Association of Mutual Insurance Companies. Before joining ISO, he was a licensed life insurance agent and worked on life insurance product services at Morgan Stanley.

Mr. Mauro graduated with a bachelor of science degree in business management and finance from Brooklyn College, a City University of New York.

Request a Speaker