Personal Lines

Drone Coverage: Coming Soon to a Policy near You

As companies around the United States look to integrate drones, or unmanned aircraft, into their operations, ISO has been researching associated risks and developing endorsement options to help...

Personal and commercial insurance agents can’t ignore data and analytics forever

As an agent handling personal and small commercial lines, perhaps you’re reluctant to invest in advanced data and analytics. More than likely, you’ve done well without those tools. But you could be...

The Effect of the Slow Economy on the Personal Lines Insurance Market: Part 2

As I discussed in Part 1 of this post , several risks have emerged in the personal lines market as a result of the 2008 economic downturn. The effect on both individuals and business continues to...

The Effect of the Slow Economy on the Personal Lines Insurance Market: Part 1

The slow economy that began in 2008 has had a magnifying effect on risks in the personal lines insurance market. Although we’ve seen an upward trend in auto sales and homeowner spending in recent...

2011 Survey of Commercial Lines Insurers

Last year, the ISO team surveyed commercial lines writers, large and small, to learn more about their near-term and long-term predictive modeling initiatives, abilities, and needs. What we gleaned...