With a career built on analyzing complex industries, Phanom Dixie loves data—and solving business problems. So it’s no wonder she’s very excited to lead a new benchmarking initiative that will...

There are millions of commercial properties in the United States, and insurance underwriters acquire information on them from multiple channels and sources to assess risk. Unfortunately, not all th...

To minimize uncertainty, an effective risk management program has to begin with complete and accurate data. “Garbage in, garbage out” is a cliché, but overuse hasn’t diminished its relevance. You c...

It’s not surprising that excess and surplus (E&S) underwriters have traditionally been forced to rely on experience and judgment to price insurance policies. After all, the non-admitted market is...

Pricing insurance in the nonadmitted market is one of the toughest tasks for underwriters, as they try to rate new, niche risks with limited historical data. But it can be much easier with our new...

The insurance-linked securities and industry loss warranty (ILS/ILW) market for property catastrophe hedging is well defined and robust, but in the casualty space, the concept is still in its...