Rhode Island Releases Details of Letter Campaign

By Lacy Berthold  |  February 11, 2015

The Rhode Island Insurance Verification System (RIIVS) went live in November 2014, initiating the requirement that insurance companies report a full book of business to RIIVS by the 7th of each month. The system matches the data provided in the book of business file to the state DMV registration data to determine if a registered vehicle is insured.

The Rhode Island Department of Business Regulation released a bulletin on January 21, 2015, outlining a new RIIVS letter campaign:

If an actively registered VIN doesn’t have an associated insurance policy for three consecutive months, a notice will be sent to the registered vehicle owner.

  • The insured has 30 days to take the appropriate compliance action.
  • If the insured doesn’t take action, a second notice will go out.
  • The insured has 30 days to comply with the second notice.
  • If the insured doesn’t take action, the vehicle’s registration will be revoked.

Insurers registered for reporting in Rhode Island will be able to use the RIIVS website to notify the state in cases where a vehicle has liability coverage or liability insurance was dropped because a vehicle isn’t currently being operated. If the vehicle has been sold or registered outside the state, the insured must return the license plates to the DMV.


Lacy Muntean

Lacy Berthold is Supervisor over the CV-Exchange Support Team. She is responsible for on-boarding new customers and providing ongoing support to both customers and trading partners.