When a crash occurs in Florida, the state sends an FR1/FR100 “Liability” Sanction Verification to the auto insurance carriers of the motorists involved in the incident. Florida advises carriers to confirm coverage for crash verifications if a motorist’s insurance policy meets the state’s minimum liability requirements, even if the VIN is registered in another state.
Florida recently added a new reference guide to its Financial Responsibility page found at http://www.flhsmv.gov/frip/resources/. The guide is titled “Quick Reference Guide for Verification Requests” and breaks down the different FR electronic verification types the state submits to carriers. Also, the guide explains what the state is looking for with each verification.