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New Portal Provides Virtual Rating and Benchmarking for the Nonadmitted Market

Pricing insurance in the nonadmitted market is one of the toughest tasks for underwriters, as they try to rate new, niche risks with limited historical data. But it can be much easier with our new online portal.

The portal offers loss costs and rating factors for 17 lines of business and can swiftly perform a benchmark rating calculation for those lines.

You can view the information in several different ways:

  • A heat map offers a graphical representation of loss costs on a map of the United States. For a set of selected criteria, the heat map offers statewide and national averages at a glance and the ability to drill down to territorial detail with a single click.
  • The class view offers a tabular presentation of the loss costs for an individual class. This table also provides a link to the associated circular with detailed actuarial support for the loss costs. Underwriters can easily export results to an Excel spreadsheet.
  • The state view offers a tabular presentation of all the classes in a selected state — with the circular links and export features included.

As an added benefit, the portal also connects seamlessly to ISO’s PSOLD™ (Commercial Property Size-of-Loss Database) offering. That integration allows you to use ISO’s commercial property loss costs as a benchmark when evaluating how to price layers of risk.

Visit the portal today to learn more and find out if you qualify for a free 30-day trial. If you have any questions, please e-mail

Joe Palmer

Joe Palmer is assistant vice president and actuary with ISO’s Commercial Multi-Line Actuarial Division. He is responsible for Commercial Property, General Liability, Medical Professional Liability, Excess/Umbrella, Earthquake and Commercial Package policies.

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