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Illinois legislation requires out-of-state auto coverage

Illinois Governor Bruce Rauner is expected to sign legislation requiring vehicles registered out of state to be covered by liability insurance when driven in Illinois.

House Bill 4472 has passed both houses of the Legislature. The bill amends Illinois Compiled Laws 625 ILCS 5 (Vehicle Code) Chapter 7 (Illinois Safety and Family Financial Responsibility Law) by adding Section 7-601.5 (Required liability insurance policy; out-of-state registration), to provide that:

"No person shall operate a motor vehicle registered in another state upon the highways of this State unless the vehicle is covered by a liability insurance policy. The operator of the vehicle shall carry within the vehicle evidence of the insurance."


Brandon L. Guidry

Brandon L. Guidry is the State Implementation Specialist of CV-ALIR for Verisk – insurance solutions. He has a business administration degree from the University of Louisiana at Lafayette.


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