Out of curiosity, who knows what line of business you’ll find in Division 11 of ISO's Commercial Lines Manual?
If you're like me, you probably don't keep track of such things unless you have a reason to. Well, I now present you with a very good reason.
Division 11 supports ISO’s Employment-Related Practices Liability Program, and that program provides essential coverage for your commercial customers. When a company dismisses an employee — or when someone feels bullied or harassed — suing the employer seems to be the default reaction.
Also, the rise of social media over the last several years has produced its own share of liability exposures. What if an employee takes a picture of a competitor in a compromising situation at an industry networking event and posts it online somewhere? Is the employer liable?
Considering all the risks of loss, don’t you think it might be a good idea to find out what’s going on in this line of insurance — and what’s in the works?
You can learn more by listening to the recorded version of our web seminar on Employment Practices Liability. You’ll get an overview of ISO’s program and hear about emerging issues and current exposures, such as wage-and-hour claims, social media, and workplace bullying.