Predictive Modeling

Michigan allows electronic proof of auto insurance liability coverage

Michigan Governor Rick Snyder signed legislation authorizing the electronic delivery of certain notices and documents relating to insurance policies, including auto insurance ID cards.

Reference Guide to Florida Verifications

When a crash occurs in Florida, the state sends an FR1/FR100 “Liability” Sanction Verification to the auto insurance carriers of the motorists involved in the incident. Florida advised carriers to confirm coverage for crash verifications if a motorist’s insurance policy meets the state’s minimum liability requirements, even if the VIN is registered in another state.

New Strategy to Reduce Uninsured Driver Rate

The Insurance Research Council (IRC) estimated Oklahoma’s uninsured driver rate to be 26 percent in 2012, the highest in any state. Though this most recent estimate is five years old, there is little evidence the rate has dropped significantly.

Nevada Ecards

Governor Brian Sandoval signed Nevada Assembly Bill 455 into law on May 26, 2017.

Tennessee suspension notice letters

Tennessee’s new EIVS is gearing up to begin their letter campaign for motorists found to not have auto liability insurance coverage.

MSVIVS Ramping Up

Mississippi is currently testing the online verification (OLV) portion of the new Mississippi Vehicle Insurance Verification System (MSVIVS).

South Carolina uninsured motorists can pay to drive

Insurance carriers writing policies in South Carolina will receive a check proportional to their market share in the state in 2015.