Liability

This Mississippi Legislature voted to revise the penalties for the crime of failure to have proof of liability insurance coverage.

Michigan Governor Rick Snyder signed legislation authorizing the electronic delivery of certain notices and documents relating to insurance policies, including auto insurance ID cards.

When a crash occurs in Florida, the state sends an FR1/FR100 “Liability” Sanction Verification to the auto insurance carriers of the motorists involved in the incident. Florida advised carriers to confirm coverage for crash verifications if a motorist’s insurance policy meets the state’s minimum liability requirements, even if the VIN is registered in another state.

Oklahoma has contracted with the vendor Gatso USA to scan (using cameras) motorists’ license plates to determine whether auto insurance coverage is in place. The plates will be matched against the state’s verification system. If the vehicle is found to be uninsured, the owner will be mailed a citation with a penalty of $184. Motorists who pay the fine will not have a charge of driving without insurance on their permanent record.

The Rhode Island Department of Motor Vehicles (DMV) issues three notices to motorists when proof of auto liability coverage is not found for a vehicle.