Commercial Property

Scrooge & Marley, PLC: A commercial insurance case study

Scrooge & Marley, PLC, was a privately held partnership in 19th-century England that operated out of a dingy warehouse in the Cornhill section of London. Partners Ebenezer Scrooge and Jacob Marley founded the “countin...

Insurance and the presidential conventions

As was evident while viewing the Republican and Democratic National Conventions, the political operatives of their national committees truly delved into the minutia of how to spin their respective gatherings in...

Solving a problem before it’s a problem

Insurance trades, blogs, and websites devote a great deal of space to addressing two critical issues related to the risks associated with writing workers' compensation policies: claims costs and medical fraud. Claiman...

Don’t take workers' compensation applications at face value

Do you take a workers' compensation insurance application at face value? Or do you thoroughly research the applicant’s information, verify data fields, look at photos of the property, find out where the nearest...

Iowa, with or without the candidates

Every four years around this time, Iowa gets a lot of attention. The presidential campaign season officially starts here with the Iowa caucuses. Presidential aspirants are everywhere—speaking at farms, airplane hangar...

Where do you stand on vegetative roofs?

New green products and technologies are constantly becoming available to homeowners and businesses. One of the more intriguing innovations for city dwellers is vegetative roofs. They’re eco-friendly and appropriate fo...

Getting to Class 1

ISO’s Public Protection Classification (PPC ® ) program recognizes the efforts of communities to provide structural fire protection services for citizens and property owners. Insurance companies use PPC information to...

A conversation on perils, incidents, and risk assessment

Educators say humans learn through a combination of perception and memory using three different methods: visual, auditory, and experiential. Each of us learns through a mix of the three methods that suits us best. Eve...

It’s all relative

It didn’t take long after we introduced the next generation of ProMetrix® reports, analytics, and our customer-facing delivery platform to start working on improvements. The feedback from customers has been...

This way to the nearest exit

Exit signs serve an important purpose, directing building occupants to safety in an emergency. Today’s exit signs are well lit, easy to read, and clearly point the way out, but this wasn’t always the case. Before the...