Commercial Lines

Cyber Monday Has a Case of the Mondays

When I started this blog series in January, I thought Cyber Monday would become more popular than Black Friday. After all, why would you want to spend your Thanksgiving in the mall or battle the crowds the next day, i...

Learning from Cyber History

I graduated from college with a degree in history. During my freshman year, one of my favorite professors stated something that remains with me to this day. He said there are two types of people in this world: There a...

Privacy in the Digital Age

Earlier this month, I had the privilege of attending the 2014 Privacy Xchange Forum, my first cyber event not specifically about insurance. The forum, presented by IDT911, was a well-planned, well-executed event with...

Payment cards: Is the PIN more dangerous than the pen?

President Obama recently announced that, starting next year, all federal government credit and debit cards will feature microchips and require the use of PIN numbers . The technology, called “chip and PIN,” or EMV...

Raising Awareness about Cyber Risk

To develop a new product, the first step to success is always the same: Understand the customer’s need. But the need is not the product you’re selling. It’s the problem your product is trying to solve. I mention this...

Does Cyber across the Pond Differ from Cyber in the United States?

Earlier this month, I had the pleasure of attending the HB Litigation NetDiligence ® Cyber Risk & Privacy Liability Forum in Santa Monica. In addition to enjoying the wonderful California fall weather, I had the...

The Internet of Things — Back To The Future… All Over Again

When I was growing up, I was a huge fan of the Dick Tracy comic strip and television shows like The Jetsons and Star Trek . Back then, in the days of rotary dial telephones and party lines, I thought that it would be...

The Dangers of Data Breach Fatigue

There was a time, not so long ago, when we used fax modems to surf the Internet, stored our data on diskettes, and needed to possess both extraordinary intelligence and lightning fast typing skills to hack into...

October: Baseball, Pumpkins, and Cybersecurity

To many of us, October is when the baseball playoffs begin, when costumes and pumpkins fill store shelves, and when red, yellow, and purple foliage heralds the coming of winter. But for more than a decade, October has...

Big or Small, Businesses Must Be Cyber-Ready

A survey conducted last year by the National Small Business Association (NSBA) found that 44 percent of small businesses had been the victim of a cyber attack. If that doesn't surprise you, consider these two other...