Commercial Lines

U.K. water main break highlights need for basement information

BBC News Report The Angel Islington is a well-known property in U.K. Monopoly, and if you know the area, it’s a short walk up the Pentonville Road from Kings Cross. Situated on a hill, it’s not an area where you might...

Scrooge & Marley, PLC: A commercial insurance case study

Scrooge & Marley, PLC, was a privately held partnership in 19th-century England that operated out of a dingy warehouse in the Cornhill section of London. Partners Ebenezer Scrooge and Jacob Marley founded the “countin...

The Insurable Risks of Zombie Attacks on Small Businesses

Zombies are sweeping the nation—at least if you believe the media and pop culturists. The walking dead are everywhere, from cities and small towns to homes and offices. While most people try to eradicate them, few are...

Traumatic brain injury deaths highest for small company construction workers

As you might imagine, the construction industry has the greatest number of both fatal and nonfatal traumatic brain injuries (TBIs) in U.S. workplaces. A total of 2,210 construction workers died because of a TBI from...

What’s in a name? Plenty!

Do you provide loss prevention, risk control, or something else? It may sound like a frivolous question, but how we define what we do is very important. Without a clearly articulated identity, it’s difficult to...

Education + Marketing = Better Loss Control + Customer Retention

In today’s competitive landscape, it’s critical for insurers to keep loss costs under control—not only through fast, fair, and consistent claims resolution but also by helping to reduce the number of claims. Educating...

Another successful forum!

Engineering and Safety Service (E&S ™ ) held our annual E&S Loss Control Executive Forum on April 6–8 in Tampa, Florida, and it was a great success. Forty senior-level loss professionals and guests from more than 30...

When It Comes to Cybersecurity, All Bets Are Off

In February, a major cyber attack erased hard drives and shut down computers at two popular Las Vegas casinos, The Venetian and The Palazzo. But according to a report in Bloomberg Businessweek , the hackers weren’t...

A Cyber Attack Scarier than Any Movie

Most people these days, when they hear the words “cyber attack,” think of data breaches with legions of unknown hackers breaking into the computer systems of big retail chains to obtain customer credit card informatio...

Why don’t more businesses have cyber insurance?

It seems every few days there’s a new report of a data breach affecting a business or healthcare service provider we know. In a number of those cases, cyber insurance has helped the business recover from the incident ...