Shawn Dougherty

Shawn Dougherty

Shawn Dougherty is the assistant vice president of ISO's Specialty Commercial Lines Division. He is responsible for providing the overall direction, leadership, and client service for ISO's cyber liability (e-commerce), D&O (management protection), businessowners, crime and fidelity, financial institutions, employment-related practices liability, and professional liability (other than medical) insurance programs. He is also the ISO product manager for the Lloyd's Wordings Repository, an electronic database of policy wordings and clauses regularly used within the London market. Mr. Dougherty has worked at ISO since 1988.

Virtual Currency: The Currency of the Future?

I first learned about bitcoins last year and talked about the topic in my post, “ A Bitcoin for Your Thoughts ,” on September 12, 2013. I’m still not a bitcoin user, but I have to say that virtual currencies continue ...

Recognizing the Dangers in Facial Recognition

We've all seen the movie, the one where the super spy snaps a picture with his spy-phone and uploads the image to his headquarters. There, a computer system quickly analyzes the grainy picture, identifies the...

The Dark Side of Webcams

Maybe it was last November, when the Oxford Dictionaries selected “selfie” as its international Word of the Year. Or perhaps it was the following month, when President Obama took that infamous selfie with British Prim...

The Internet of Things Creates a New Level of Vulnerability

I’ve carefully examined the future of medicine in the digital age, and, as is often the case, there’s good news and bad news. Which do you want first? The good news is that online technology and the Internet of Things...

Taking a Byte out of Cyber Risk

Today’s digital frontier has, at times, been compared to the Wild West. Cyber bandits roam free online, robbing decent folk of their time, money, and computer functionality.  Worms spread through networks, systems are...

I thought it was safe…but now?

It’s never a good thing when the day starts off with what might be bad news. I had that very sinking feeling on my morning train commute one day last week after reading a New York Times article about security experts...

Is It Really You? Developing New Ways to Authenticate Users

What was the name of your first pet? What city were you born in? What is your mother’s maiden name? If you’ve ever forgotten your password, you’ve probably had to answer those or other personal questions designed to...

1, 2, 3…A, B, C…How Many User Names and Passwords Does One Person Need?

I don’t think I’d be going too far out on a limb to say there are hundreds of thousands, if not millions, of people like me who are finding it increasingly difficult to remember the unique user names and passwords for...

The cyber extortion question: To pay or not to pay

Recently, the popular social media web service Meetup.com received a threatening email demanding $300 to call off a distributed denial-of-service (DDoS) attack that had just begun on its system. The company made the...

Grasping for Green

Willie Sutton, the infamous 20th century criminal, was once asked why he robbed banks. He replied simply, “Because that’s where the money is.” In hindsight, it seems like such a simple idea and could explain, in part,...