Brandon L. Guidry

Brandon L. Guidry

Brandon L. Guidry is the State Implementation Specialist of CV-ALIR for Verisk Insurance Solutions. He has a business administration degree from the University of Louisiana at Lafayette.

Reference Guide to Florida Verifications

When a crash occurs in Florida, the state sends an FR1/FR100 “Liability” Sanction Verification to the auto insurance carriers of the motorists involved in the incident. Florida advised carriers to confirm coverage for crash verifications if a motorist’s insurance policy meets the state’s minimum liability requirements, even if the VIN is registered in another state.

Oklahoma Plate Scanners

Oklahoma has contracted with the vendor Gatso USA to scan (using cameras) motorists’ license plates to determine whether auto insurance coverage is in place. The plates will be matched against the state’s verification system. If the vehicle is found to be uninsured, the owner will be mailed a citation with a penalty of $184. Motorists who pay the fine will not have a charge of driving without insurance on their permanent record.

New Strategy to Reduce Uninsured Driver Rate

The Insurance Research Council (IRC) estimated Oklahoma’s uninsured driver rate to be 26 percent in 2012, the highest in any state. Though this most recent estimate is five years old, there is little evidence the rate has dropped significantly.

Rhode Island notification process

The Rhode Island Department of Motor Vehicles (DMV) issues three notices to motorists when proof of auto liability coverage is not found for a vehicle.

Illinois ALIR legislation signed

Illinois House Bill 2610 was signed by Governor Bruce Rauner on August 25, 2017.

Mississippi Insurance Verification System ready to launch

After testing a new insurance verification system in a months-long pilot with several insurers, Mississippi is ready to implement the new system, with a launch date set for Sept. 5, 2017. The...

Louisiana tracking uninsured motorists

In an effort to decrease the high number of uninsured motorists in Louisiana, the state has begun issuing fines to motorists detected as not having insurance coverage through the use of license pla...

Arizona implements self-update option for motorists

As part of the Arizona Department of Transportation (ADOT) efficiency initiative, the state is implementing a self-update option for motorists’ auto insurance. An insured is now able to update thei...

Nevada Ecards

Governor Brian Sandoval signed Nevada Assembly Bill 455 into law on May 26, 2017. The law authorizes the electronic delivery of certain notices and documents relating to insurance policies, includi...

Tennessee suspension notice letters

Tennessee’s new Electronic Insurance Verification System (EIVS) is gearing up to begin their letter campaign for motorists found to not have auto liability insurance coverage. A series of four...