ACI’s to Integrate to Fannie Mae and Freddie Mac’s UCDP Appraisal Delivery Platform

Largest Appraisal Companies in North America to Use Technology for UAD XML Appraisal Delivery

PALM COAST, Fla., Aug. 2, 2011 (GLOBE NEWSWIRE) -- ACI, a leading innovator in technology for the mortgage valuation industry, announced today that is integrating as an appraisal delivery platform to the Uniform Collateral Data PortalSM (UCDPSM). The UCDP is a single portal for the electronic submission of appraisal data files for loans sold to either Fannie Mae or Freddie Mac, the GSEs (Government-Sponsored Enterprises), and facilitates the electronic collection of appraisal report data.

The following conventional appraisal report types are required to be submitted to the UCDP:

  • Uniform Residential Appraisal Report*
  • Exterior-Only Inspection Residential Appraisal Report*
  • Individual Condominium Unit Appraisal Report*
  • Exterior-Only Inspection Individual Condominium Unit Appraisal Report*
  • Manufactured Home Appraisal Report
  • Individual Cooperative Interest Report
  • Exterior-Only Individual Cooperative Interest Report
  • Small Residential Income Property Appraisal Report

*Indicates UAD standardization applies

Lenders and their designated agents may access the UCDP through vendor-provided solutions like that provide an integrated system interface to the UCDP, allowing lenders to browse and upload XML or first-generation portable document format (PDF) files to the portal.

“The ability to provide our customers with Uniform Appraisal Dataset (UAD)-compliant appraisal reports and XML delivery to the UCDP using is a natural extension for the services that we currently provide to the appraisal industry,” said Dave Roberts, president of ACI. “For more than 20 years, ACI has worked in conjunction with the industry’s largest appraisal companies to streamline the appraisal quality-control process and facilitate the delivery of data to their lender clients.”

Appraisal report forms for all conventional mortgages delivered to the GSEs on or after March 19, 2012, must be submitted to the UCDP if:

  • the loan application is dated on or after December 1, 2011, and
  • an appraisal report is required

The appraisal report must be submitted to the UCDP and must include all exhibits, addenda, and photographs. Either an XML data stream (output from appraisal forms software) with an embedded first-generation PDF file or first-generation PDF file without the corresponding XML data must be submitted to the UCDP. The UCDP supports the following XML formats for appraisal deliveries, and all are available in both the ACI and Lighthouse™ software:

  • MISMO 2.6 Errata 1 GSE Extended format (preferred format)
  • ACI format
  • AI Ready format

“ACI has been a leader in the development of the MISMO [Mortgage Industry Standards Maintenance Organization] standard within the property and valuation services work group,” said George Opelka, senior vice president of ACI. “This experience, coupled with the ACI format being named one of the accepted delivery standards to the UCDP, provides our clients with flexible and proven options for GSE compliance.”

To facilitate the adoption of the new Uniform Appraisal Dataset, ACI is offering clients access to both a technical-focused and a practitioner’s seminar. The training will be provided at no charge to ACI customers who have a current Premier Service subscription. For more information, contact ACI Sales at 1-800-234-8727.

About ACI
ACI, a pioneer in crafting technology solutions for the mortgage valuation community, has gained industrywide recognition and support from leaders in the field. ACI’s highly scalable appraisal solutions are tailored to the needs of the organizations ACI serves. The ACI client base features many of North America’s premier lenders, national appraisal companies, and real estate brokerage firms. From connecting appraisers nationwide to streamlining quality control, the flexibility ACI provides organizations the means for processing appraisals and managing exceptions in a consistent and efficient manner. Headquartered in Palm Coast, Florida, ACI ( is a division of Verisk Analytics.

About Verisk Analytics
Verisk Analytics is a leading provider of information about risk to professionals in insurance, healthcare, mortgage, government, and risk management. Using advanced technologies to collect and analyze billions of records, Verisk Analytics draws on vast industry expertise and unique proprietary data sets to provide predictive analytics and decision-support solutions in fraud prevention, actuarial science, insurance coverages, fire protection, catastrophe and weather risk, data management, and many other fields. In the United States and around the world, Verisk Analytics helps customers protect people, property, and financial assets. For more information, visit

Release: Immediate

George Opelka
Senior Vice President, ACI

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