Interthinx® Releases Crucial Regulatory Compliance Modules as Part of Multi-Million Dollar Commitment to Financial Industry

Industry leader introduces mission critical enhancements to its automated compliance suite

Agoura Hills, CA, October 15, 2007 — As Congress debates tougher lending laws, and banks, lenders and investors adapt to a new paradigm highlighted by tightened underwriting standards, Interthinx® offers much needed relief by introducing crucial licensing and prepayment penalty modules into its automated regulatory compliance solution.

In an industry first, Interthinx, the leading provider of proven risk mitigation and regulatory compliance tools for the financial services industry, has added the capability within PredProtectSM for customers to input company licenses and then selectively trigger state-level tests within its brand new “License Administration” functionality. This allows originators of all types to satisfy investor guidelines, which usually require application of state laws regardless of whether the laws actually apply to the company. These selections can be made online, without the need for complex programming or review. “Interthinx understands that one size does not fit all,” stated Mike Zwerner, senior vice president of business development and marketing for Interthinx. “Lenders need the flexibility to tailor automated regulatory compliance tools to suit their needs. Our customers now have the ability to choose when and how to apply the laws of each state to their business. This functionality cannot be found elsewhere.”

A second critical module released by Interthinx involves the most comprehensive and detailed prepayment penalty test available in the industry. A culmination of over one year of research, development and testing, this new module is a powerful tool to supplement the solution’s existing antipredatory lending and Truth-In-Lending Act tests. With this test, individual loan data is compared to applicable state prepayment penalty laws and detailed results are returned in the Interthinx highly acclaimed, easy-to-read compliance worksheet. This allows the end-user to quickly identify violations without having to investigate, saving time and money.

“Prepayment penalty violations are all too common, and the results can be disastrous,” stated Roger Fendelman, vice president of compliance for Interthinx. “With the countless distinctions posed by the laws of each state, it’s an enormous challenge for lenders just to keep up. The market is concerned with loan quality, and this new test instills confidence for senior management, Wall Street investors and state regulators.”

About Interthinx
Interthinx, Inc., an ISO business, is the nation’s leading provider of proven risk mitigation and regulatory compliance tools for the financial services industry. Used at every point in the mortgage lifecycle to prevent mortgage fraud, compliance violations and to assess risk, Interthinx is relied upon by over 1400 customers, including 15 of the top 20 mortgage lenders and 3 of the top 5 largest financial institutions. With technology which earned Mortgage Technology Magazine’s prestigious 10X Award as “a diagnostic and corrective solution of the highest order,” Interthinx expertise in predictive analytics, data mining and risk scoring sets the standard for the industry and directly increases the value of client portfolios. For more information, visit www.interthinx.com or call 1-800-333-4510.

About ISO
ISO is a leading provider of products and services that help measure, manage, and reduce risk. ISO provides data, analytics, and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government, and human resources. Clients use ISO’s databases and services to classify and evaluate a variety of risks and detect potential fraud. In the United States and around the world, ISO’s services help customers protect people, property, and financial assets.

Release: Immediate

Contact:
Michael DiVirgilio
MWW Group (for ISO)
213-486-6560 x328

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