Interthinx® Acquires NIA Consulting

Interthinx Comprehensive Suite of Fraud Solutions Strengthened by Addition of Mortgage Industry’s Leading Provider of Forensic Audit Services

AGOURA HILLS, CA — October 12, 2007 — Interthinx®, a unit of ISO, and the leading provider of proven risk mitigation, mortgage fraud prevention, and regulatory compliance tools for the mortgage industry, announced the acquisition of NIA Consulting, a leading provider of fraud detection and forensic audit services for the home mortgage and mortgage insurance industries. Terms were not disclosed.

NIA Consulting conducts forensic audits on defaulted mortgage loans and aggregates data from its detailed mortgage loan audit reports. Currently, data from NIA's detailed audits is stored for use during investigations to determine commonalities and potential third party matches for its customers. NIA uses proprietary technology and business methods in a pre-audit selection process in which it reviews several hundred real estate transactions per month for indications of fraud and misrepresentation.

“As mortgage fraud continues to escalate and become more complex, evolving and mutating in the current lending environment, it is essential for Interthinx to stay abreast of new developments and fraud schemes,” said Kevin Coop, president of Interthinx. “In sharp contrast to the current industry trend of cutbacks, Interthinx has accelerated the release of several enhancements and increased its investment in key resources with the goal of building more comprehensive solutions through targeted offerings for lenders, investors, and mortgage insurers. Adding NIA Consulting and its extensive proprietary database to our already powerful fraud protection solution strengthens our search capacity and positions Interthinx to incorporate more real world fraud schemes into our proven automated solutions.”

The NIA database, which includes detailed information on borrowers, brokers, appraisers and other third parties, will be integrated into the Interthinx National Fraud Protection Database and Third Party Review (TPR) services, further enhancing Interthinx customers’ ability to manage and monitor loan level and third-party risk.

“With the mortgage industry experiencing a dramatic increase in early payment defaults and foreclosures, comprehensive loan audits are essential to combat these challenges,” said Cecil Rhodes, president of NIA Consulting. “The fusion of our forensic audit services, proprietary technology, methods and data with the Interthinx fraud detection suite of products will provide a unique and timely solution for mortgage lenders.”

NIA Consulting, as a business unit of Interthinx, will continue to be lead by its current executive team.

About Interthinx
Interthinx, Inc., an ISO business, is the nation's leading provider of proven risk mitigation and regulatory compliance tools for the financial services industry. Used at every point in the mortgage lifecycle to prevent mortgage fraud, compliance violations and to assess risk, Interthinx is relied upon by more than 1,400 customers, including 15 of the top 20 mortgage lenders and three of the top five largest financial institutions. With technology that earned Mortgage Technology Magazine's prestigious 10X Award as “a diagnostic and corrective solution of the highest order,” Interthinx expertise in predictive analytics, data mining, and risk scoring sets the standard for the industry and directly increases the value of client portfolios. For more information, visit www.interthinx.com or call 1-800-333-4510.

About NIA
NIA Consulting, Ltd. is the nation's foremost consulting firm specializing in forensic financial risk analysis. Formed in 1982, NIA performs quality control and fraud audits for some of the largest and most successful companies in the real estate, mortgage, and financial services industries. NIA has developed customized training, technology, and business methods that have made it one of the largest and most efficient financial auditors in the industry. From offices and employees located coast-to-coast, and with strategic alliances of “on the ground” investigators, appraisers, accountants, and attorneys nationwide, NIA can audit a loan, insurance claim, or other sophisticated financial transaction anywhere in the country. On the basis of its audits, NIA's clients are uniquely positioned to mitigate losses.

About ISO
ISO is a leading provider of products and services that help measure, manage, and reduce risk. ISO provides data, analytics, and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government, and human resources. Clients use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the United States and around the world, ISO services help customers protect people, property, and financial assets.

Release: Immediate

Contact: Michael DiVirgilio
MWW Group (for ISO)
213-486-6560 x328