Mortgage Fraud Giants Sysdome and AppIntelligence Become InterthinxTM

CALABASAS, Calif., and WELDON SPRING, Mo., June 13, 2005 — Sysdome, Inc., and AppIntelligence, Inc., the leading providers of fraud services and solutions for the mortgage industry, have combined to form InterthinxTM, following their acquisitions early this year by ISO, a leading provider of products and services that help to measure, manage and reduce risk. The new fraud division of ISO will merge the full AppIntelligence and Sysdome product lines and services to form a comprehensive fraud-detection and management offering for the mortgage-lending industry.

As reported in the May 10 issue of Inman News, according to the FBI, the number of suspicious activity reports related to mortgage fraud tripled between 2003 and 2004, and 26 states are considered to have significant mortgage problems. Further complicating the management of industrywide fraud, the FBI's report cites "80 percent of all reported fraud losses involve collaboration or collusion" by industry insiders, such as brokers, appraisers, real estate agents, attorneys and settlement agents. The FBI names California, Colorado, Florida, Georgia, Illinois, Michigan, Missouri, Nevada, South Carolina and Utah as the top 10 states for mortgage fraud.

"Interthinx's mission is to help lenders manage loan quality and discourage fraudsters' assaults on a lender's operations with tools that integrate critical information analytics with their own fraud-detection capabilities," said Kevin Coop, president of Interthinx. "Our industry is increasingly focused on real-time loan origination and fast turnaround for underwriting as a benefit for home buyers. By combining the collective data resources and industry experience of Sysdome and AppIntelligence, the Interthinx unit of ISO has created an unparalleled weapon to fight 21st century mortgage fraud."

"We have experienced an improvement in loan quality at origination with Interthinx's solutions, and we expect to see that improvement continue as we fully integrate it into our loan-origination systems," said Susan Dailey, risk management fraud manager, NetBank. "It has helped us increase our ability to detect and prevent fraud on the front end, which enables us to continue offering our customers affordable loan products while delivering quality assets to our investors in the secondary markets."

Interthinx products and services allow lenders to interpret and validate loan application and third-party data electronically, permitting them to identify errors and fraud indicators on the front end of loan origination. Its data analytics reflect decades of loan application and fraud-awareness research, property-valuation information and access to the proprietary National Fraud Protection Database (NFPD). All this information, integrated with loan-origination and underwriting processes, reduces risk, increases productivity and turnaround time, and helps support overall loan quality.

About ISO
ISO is a leading provider of products and services that help measure, manage and reduce risk. ISO provides data, analytics and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government and human resources. Professionals use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the U.S. and around the world, ISO's services help customers protect people, property and financial assets.

About Interthinx
With dual headquarters in Calabasas, CA, and Weldon Spring, MO, ISO's Interthinx division is a leading provider of comprehensive fraud-prevention and decision-support tools, enabling mortgage professionals to reduce risk, increase productivity and turnaround time, and maximize loan quality. Its products and services allow customers to interpret and validate loan application and third-party data electronically, and detect and manage fraud while reducing future risks and mitigating losses. Interthinx's origins have equipped its team of experts with a deep understanding of the industry and vast experience in fraud prevention for which they have developed sophisticated analysis methodologies.

Release: Immediate

Contacts:
Giuseppe Barone / Erica Helton
MWW Group (for ISO)
201-507-9500
gbarone@mww.com / ehelton@mww.com

Tara Tuschinski (Interthinx)
678-781-7209
E-mail: tara@williammills.com

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