Experian and ISO Join Forces to Offer SmartBusinessReports to Insurance Professionals

Reports provide vital information to assess business risk and speed up the underwriting process

Costa Mesa, Calif., and Jersey City, N.J., Dec. 15, 2004 — Experian®, a global information solutions company, and ISO have entered into an agreement to make Experian's SmartBusinessReportsTM available to insurance professionals. Clients of ISO's Specific Property Information (SPISM) product suite will now have an easy and economical way to obtain additional information to assess business risk, speed up the underwriting process and determine if further investigations are needed before insuring a commercial property.

"With more than 30 years' experience in business credit reporting, Experian provides access to a database of more than 18 million private and publicly traded companies," said Mark Zablan, president of Experian Business Information Solutions. "Our SmartBusinessReports are a fundamental way to help insurance professionals build successful relationships with their customers and avoid the consequences of bad underwriting decisions."

ISO's SPI product suite is a comprehensive resource for underwriting and rating information on nearly 3 million specific- and class-rated commercial buildings throughout the country. In addition, SPI has information on more than 5.4 million individual businesses in those premises.

SmartBusinessReports offer four report options that allow clients to select the amount of information they require, with the option to tailor it for their specific needs. The available options provide varying levels of detail — from presenting the basic demographic facts of a business to detailed credit, payment and public-records histories — in an easy-to-read format.

"By teaming with Experian, we have provided our customers with a valuable research tool for compiling important business information without the need for a separate subscription," said Bill Raichle, assistant vice president of ISO's Risk Decision Information Division. "SPI's information on building characteristics and exposure-related analytics combined with the complete financial data and credit risk facts found in Experian's SmartBusinessReports will provide powerful business-decision support to our customers."

About ISO
ISO is a leading provider of products and services that help measure, manage and reduce risk. ISO provides data, analytics and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government and human resources. Professionals use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the U.S. and around the world, ISO's services help customers protect people, property and financial assets.

About Experian
Experian is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalog, automotive, manufacturing, leisure, utilities, e-commerce, property and government. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, U.K., and Costa Mesa, California. Its 12,000 people in 26 countries support clients in more than 60 countries. Annual sales exceed $2.5 billion.

For more information, visit the company's website at www.experian.com.

The word 'Experian' is a registered trademark in the EU and other countries and is owned by Experian Ltd and/or its associated companies.

Release: Immediate

Contacts:
Giuseppe Barone / Erica Helton
MWW Group (for ISO)
201-507-9500
gbarone@mww.com / ehelton@mww.com

Roslyn Whitehurst (Experian Public Relations)
714-830-5578
roslyn.whitehurst@experian.com