ISO Integrated Expanded to Include Commercial-Auto Rating Information

JERSEY CITY, NJ, July 16, 2002 — Insurance Services Office, Inc. (ISO) has expanded ISO IntegRaterTM to deliver commercial-auto advisory loss costs and rating factors so insurers can directly incorporate the information into their rating and policy-issuance systems.

Insurers use ISO commercial-auto loss costs and rating factors to develop rates for pricing commercial-auto insurance.

ISO IntegRater delivers loss costs and rating information for all states in which an insurer participates. Loss costs are projections of future claim costs — a key element that insurers need to develop premiums.

Initially, commercial-auto data on ISO IntegRater is delivered on a CD-ROM. Insurers can then download updates from ISOnet®, ISO's Internet information-delivery platform. The updates track ISO approval circulars.

With the latest expansion, ISO IntegRater now delivers prospective advisory loss-costs information and rating factors for five lines of insurance: commercial auto, general liability, commercial property, commercial package policy and businessowners.

Insurers using the ISO IntegRater selection panel on ISOnet can download data by line of business, filing identification number, circular number, update date, state, table number and implementation date.

"Delivering ISO rating information in a common, easy-to-use electronic format to significantly reduce costs and improve rating accuracy is the rationale underlying this product," said Domenick J. Yezzi, Jr., ISO vice president — specialty commercial lines.

"Insurers already using ISO IntegRater have eliminated the time-consuming, error-prone and expensive process of rekeying ISO rating information into their systems. The same efficiencies are now available for commercial-auto business," Yezzi added.

For more information on ISO IntegRater, contact ISO Customer Service at 800-888-4476, or by e-mail at

ISO is a leading source of information, products and services related to property and liability risk. For a broad spectrum of commercial and personal lines of insurance, ISO provides statistical, actuarial, underwriting and claims information and analyses; consulting and technical services; policy language; information about specific locations; fraud-identification tools; and data processing. In the United States and around the world, ISO serves insurers, reinsurers, agents, brokers, self-insureds, risk managers, and insurance regulators and other government agencies.

Release: Immediate

Giuseppe Barone / Erica Helton
MWW Group (for ISO)
201-507-9500 /

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