Policy Programs

ISO's Agri-CAP® (Agricultural Capital Assets Program) is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses, including: agricultural processing operations dehydrating facilities grain storage facilities mill operations poultry operations ranches slaughterhouses wineries Here's what you get We've designed Agri-CAP — which includes…
ISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing for medium-sized to large manufacturing, industrial, habitational, commercial, retail, wholesale, service, contractors, and institutional risks. Here's what you get We've designed the program — which includes policy forms, endorsements, rules, and loss costs…
Circulars on ISOnet ISOnet® — the information service for insurance professionals — offers you access to all ISO circulars issued since January 1, 1995. Every day, ISO circulars give you vital information on industry developments and ISO activities. Circulars deliver information on ISO filings for loss costs, rules, forms, and statistical…
Commercial Lines Manual (CLM) Information on ISOnet ISOnet® — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994. You'll find an integrated state insurance manual (SIM) for each ISO line…
The median loss for occupational fraud in the United States is $120,000.1 ISO’s Crime and Fidelity Insurance Program provides standardized ISO policy forms and endorsements, manual rules, advisory loss costs, and related information to help protect businesses and government entities against: employee theft and forgery burglary other workplace crimes In…
ISO's Electronic Forms on Disc (EFDTM) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you…
To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers. ISO’s Financial Institutions Program helps you offer…
To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRSTSM). Available through ISOnet® — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state applicability information for multistate…
ISOnet | Forms Library ISOnet® — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994. The library…
ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business. Nonfiled Classes The ISO Inland Marine Handbook makes available forms, endorsements, declarations, applications, ranges of of loss costs, premium calculation worksheets, suggested loss control recommendations, and policywriting assistance for the following nonfiled…
ISO Court Report® is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases. Throughout the country, courts frequently consider various provisions in property/casualty policies. At ISO, we monitor developing case law to help keep our insurance products…
The ISO Motorcycle Program — the first such standardized program in the industry — is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle. The program includes refined rating procedures, so you don’t have to spend significant time…
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