Fraud

Append DS When you report a claim to ISO ClaimSearch, you should always include the claimant's Social Security number (SSN). SSN is a key field that significantly improves the effectiveness of your search and increases the amount of information you can get back from ISO ClaimSearch. But what if you don't know the claimant's SSN?…
PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers compensation risks, ISO's Premium Audit Advisory Service (PAAS®) has developed more than 40,000 classification guides. Available in electronic format through PAAS on…
Commercial Lines Manual (CLM) Information on ISOnet ISOnet® — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994. You'll find an integrated state insurance manual (SIM) for each ISO line…
Whether you're a small, medium, or large insurer, you can cover your customers with the ISO Commercial Umbrella Program. Designed for use over the commercial general liability (CGL) and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules. The program also works over the garage…
ISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance.
ISO's Electronic Forms on Disc (EFDTM) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you…
To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRSTSM). Available through ISOnet® — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state applicability information for multistate…
General Liability Survey On-site info about liability exposures Verisk's General Liability Survey gives you on-site information about exposure to loss from premises, products, completed operations, and other liability. When you order a General Liability Survey, a Verisk field representative will visit the site to collect underwriting information about bodily injury and property damage liability exposures.…
ISO maintains one of the largest private databases in the world. Each year, we collect some 2 billion detailed records of insurance premiums collected and losses paid. At any one time,ISO's computers store more than 19 billion records. For commercial lines, that data represents 70 to 75 percent of the…
ISO ClaimSearch DNATM Detect Suspicious Networks of Individuals and Businesses ISO ClaimSearch DNATM applies network analytics to detect proactively the networks of organized claims activity most likely to affect your organization. The tool applies network analytics to vast industry data sets, including the nearly 1 billion claims in the ISO ClaimSearch® database. ISO ClaimSearch DNA…
ISO MedSentryTM is the industry’s first integrated model to detect medical fraud. ISO MedSentry combines the strength and efficiency of advanced analytics with the quality and vigor of our clinical experts’ analyses to set a new standard in the early detection of fraud. Medical fraud: A critical problem Medical fraud…
ISO NetMap DNA™ In-depth Analysis of Suspicious Networks After ISO ClaimSearch DNATM identifies your suspicious networks, you can conduct more in-depth analysis using ISO NetMap DNATM. ISO NetMap DNA is the only application that allows you to easily view and explore the many aspects of your networks of special interest. ISO NetMap DNA gives investigators the…
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