Excess and Surplus Insurance

Excess and Surplus

ISO products and services can serve as the building blocks to help you create your company’s excess and surplus (E&S) programs. Draw upon our 40-plus years of experience developing industry-standard forms, rules, and advisory prospective loss costs as the foundation for underwriting and pricing your unique and difficult-to-place risks. Supplement that foundation with our benchmarking databases and support tools to obtain deeper insight into market and portfolio performance. ​

​Fully leverage ISO solutions to:​

  • support your risk selection, risk assessment and premium determinations​
  • benchmark your book against broader industry data
  • generate loss triangles (available for an array of commercial lines)​
  • help you determine appropriate curve selection for large property risks
  • monitor premium trends for major lines of business​


Craft customized coverage with ease with ISO’s newest offering, Mozart Form Composer™​

With Mozart™, ISO’s forms management tool and product development platform, you can compose new forms and edit existing forms quickly and easily to address unique risks. Having quick access to up-to-date, standard ISO policy language can help reduce your production time and streamline your form development process. Learn more at www.verisk.com/mozart.