Underwriting and Rating

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We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Products and Services

ISOnet® Tools for InsurersThe Information Source for Insurance ProfessionalsISOnet® brings ISO's vast wealth of insurance information to you over the web.With ISOnet — the information service for insurance professionals — you can easily locate current and historical ISO documents, eliminating the time you'd waste tracking down misplaced or filed copies.…
ISO IntegRaterRating Information on DemandNow, with ISO IntegRaterTM, insurers and managing general agents (MGAs) can get electronic data delivery of ISO loss costs and rating factors, in a delimited format for use in company databases and rating systems.With ISO IntegRater, you'll get:faster, more timely access to ISO rating information —…
Electronic Forms on Disc (EFD)ISO's Electronic Forms on Disc (EFDTM) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes…
Personal Lines Customized Reports and AnalysesISO's Personal Lines Customized Reports and Analyses provide accurate, timely information for insurance companies and others who want to assess the market for personal auto, homeowners, and other personal lines of insurance.We can supply the information in a format that meets your needs. And, for…
Actuarial Consulting ServicePricing, Reserving, and MoreThink of ISO's actuaries as your actuaries — here to help you, particularly when you're operating with a lean staff or no actuarial staff at all. Even if your company is a major national writer with a large staff of actuaries, ISO's Actuarial Consulting Service…
Commercial Lines Customized Reports and AnalysesThe reports and analyses provide information about the market for commercial auto, general liability, and other lines, in a format that meets your needs.ISO's Commercial Lines Customized Reports and Analyses give you reliable, comprehensive data about the market for businessowners, commercial auto, commercial property, general…