Underwriting and Rating

Services to manage risk

We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Products and Services

Consumer Credit Data | Easy Access to Credit-Based Insurance ScoresThrough strategic alliances with leading credit information services, Verisk gives you easy access to critical consumer credit data. The information helps you predict the expected loss ratio or claim frequency associated with an insurance policy applicant.Credit scoring can be an invaluable…
A-PLUS Property - Innovative Loss History SolutionsEnable more accurate underwriting and rating at point of quoteIt’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases…
ISO Risk Analyzer Personal Auto Environmental Module V2Refine your rating by taking a good look at how geographic variables affect your risksTraffic volume. Commuting patterns. Terrain. Precipitation. Temperatures. Extreme weather. Speed limits. Elevation. Population.What influence do geographic variables such as those have on a vehicle’s loss potential? What’s the overall effect on your book of…
ISO Risk Analyzer Commercial AutoYou’re searching for solutions to improve the profitability of your commercial auto book while meeting demand for this expanding market. If you’re like many carriers, rate adjustments may have not provided the required lift needed to deliver profitability.To better estimate underwriting risk and calculate suitable premiums, you need comprehensive information about…
Auto ArticlesAuto insurance fraud: Is there a solution?Insurance telematics: What is it? And why we should care.Mobile apps: Are pictures the next big insurance innovation?The imprecise use of claims information in underwriting BrochuresAuto CapabilitiesCatalog of Auto Underwriting ProductsCoverage Lapse Detail CV-ALIRCV-ExchangeHomeowner VerificationISO Advanced Rating ToolkitISO Risk Analyzer Personal Auto Driver History Module flyerISO Risk Analyzer Personal Auto Environmental Module BrochureISO Risk Analyzer Personal Auto Vehicle Module for Physical Damage flyerQuickFill…