Underwriting and Rating

Services to manage risk

We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Products and Services

Location-Specific Risk Data LOCATION® Underwriting and Rating Data Download Overview We offer a full range of products and services that provide risk-specific information representing every address in the United States. You can use them at the point of sale, at the portfolio level, and for policy renewals. Our offerings help you make superior underwriting and…
Catastrophe Consulting Service Your company's survival may depend on whether you can withstand a large catastrophe. With ISO's Catastrophe Consulting Service, you can work with our actuaries and the most extensive database in the industry to manage your hurricane catastrophe exposure. We can work with you, using one of the industry's leading catastrophe modelers —…
Atmospheric and Environmental ResearchVerisk's Atmospheric and Environmental Research (AER) business is a leading source of research and services that further understanding of the global environment and enable better decision making in response to weather and climate-related risk.AER’s areas of expertise include:weather and climate prediction and dynamicsocean modeling and data analysisair…
AIR Worldwide | Catastrophe Risk Management AIR Worldwide — a member of the Verisk Insurance Solutions group at Verisk Analytics — is the scientific leader in catastrophe modeling. AIR pioneered the catastrophe modeling industry, creating the tools and technologies that changed how people think about catastrophic risk. AIR bases its models on sophisticated simulation methods and powerful computer programs that…
A-PLUS Auto - Innovative Loss History SolutionsEnable more accurate underwriting and rating at point of quoteIt’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases…
Workers' Compensation Survey On-site info about workplace risks Verisk's Workers' Compensation Survey gives you information you need to make decisions about underwriting a risk. And the survey can help you improve safety and mitigate loss in the workplace. When you order a Workers' Compensation Survey, a Verisk field representative will visit the company's workplace locations…