Underwriting and Rating

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We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Short Video "Teaser" for Risk and Analytics Summit Session: Small Commercial Underwriting - Start Thinking Big
 

Products and Services

Motor Carrier Digest | Insurance Requirements for Vehicles ISO's Motor Carrier Digest is your guide to insurance requirements for common, contract, and private carriers of passengers and property. In one convenient manual, you get a comprehensive analysis of state and federal regulations related to liability insurance for trucks, buses, taxicabs,…
To safeguard your clients from management-related exposures, ISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability). We’ve designed the program to meet the requirements of public and private for-profit corporations, including financial institutions. It provides access to ISO standardized forms,…
Lloyd's Wordings Repository Helping you achieve pre-bind quality assurance and contract certainty You know that all the terms and conditions of an insurance contract — including policy wordings — need to be certain before policy inception. To help you achieve pre-bind quality assurance and contract certainty, we’ve created a single…
ISO Motorcycle Program | Streamline the Way You Write Motorcycle Policies The ISO Motorcycle Program — the first such standardized program in the industry — is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle. The program includes…
Commercial Inland Marine ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business. Capitalize on opportunity in the marketplace with the many commercial inland marine forms and endorsements available from ISO. Our product offerings enable you to provide truly customized solutions for…
ISOnet® | Forms Library ISOnet® — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994. The…