Underwriting and Rating

Services to manage risk

We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Short Video "Teaser" for Risk and Analytics Summit Session: Small Commercial Underwriting - Start Thinking Big

Products and Services

Commercial Fleet Survey On-site info about commercial auto exposures Verisk's Commercial Fleet Survey gives you underwriting information about fleets of all sizes. When you order a Commercial Fleet Survey, a Verisk field representative will visit the site to collect information on: overall operations conditions potential problems We can help you identify areas of potential loss…
A-PLUS Property - Innovative Loss History Solutions Enable more accurate underwriting and rating at point of quote It’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases in the industry,…
ISO Risk Analyzer Commercial Auto You’re searching for solutions to improve the profitability of your commercial auto book while meeting demand for this expanding market. If you’re like many carriers, rate adjustments may have not provided the required lift needed to deliver profitability. To better estimate underwriting risk and calculate…
360Value Insurance to Value 360Value® 360Value® helps you maintain insurance to value through the life of a policy. It provides component-based replacement cost estimates for the full range of residential, commercial, and agricultural properties... Download Overview Residential A web-based system for estimating replacement costs for the full range of residential properties, including one-family to four-family…
Knowing whether a building is sprinklered is only part of the total risk picture. You also need to know if the sprinkler system can adequately protect the property and how it affects the building’s loss cost. Verisk’s Sprinkler Assessment Report provides an easy-to-understand engineering assessment of the effectiveness and loss…
Loss control and risk reduction are two results of the same critical calculation for rating and competitive advantage. Verisk’s Risk Improvement Recommendations give you insights on building and occupancy hazards that help you reduce insured risks, control losses, and offer the most competitive quote.