Underwriting and Rating

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We provide underwriting and rating information and services to help you understand and manage risks, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies. Our offerings help you price your risks, reduce premium leakage, and maximize profitability.

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Short Video "Teaser" for Risk and Analytics Summit Session: Small Commercial Underwriting - Start Thinking Big
 

Products and Services

ISO's Agri-CAP® (Agricultural Capital Assets Program) is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses, including: agricultural processing operations dehydrating facilities grain storage facilities mill operations poultry operations ranches slaughterhouses wineries Here's what you get We've designed Agri-CAP — which includes…
Homeowners Section II Loss Development Information ISO's Reinsurance Package - essential analytical and pricing tools for reinsurance underwriters and actuaries Analyze your homeowners pricing by limit of liability and layer of loss. ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses—the liability losses covered…
ISO's Actuarial Service Information That Enlightens ISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability. Using ISO’s data to supplement your own experience, you’ll be able to make better-informed decisions about product pricing, marketing, underwriting, reserve adequacy, and reinsurance needs.…
ISO IntegRater Rating Information on Demand Now, with ISO IntegRaterTM, insurers and managing general agents (MGAs) can get electronic data delivery of ISO loss costs and rating factors, in a delimited format for use in company databases and rating systems. With ISO IntegRater, you'll get: faster, more timely access to…
ISO's Electronic Forms on Disc (EFDTM) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you…
Personal Lines Customized Reports and Analyses ISO's Personal Lines Customized Reports and Analyses provide accurate, timely information for insurance companies and others who want to assess the market for personal auto, homeowners, and other personal lines of insurance. We can supply the information in a format that meets your needs.…