Forging a new EnergyPath in the UK

Over the next decade, the United Kingdom must deliver on its national energy and climate change targets. The Energy Technologies Institute (ETI), a £400 million industry and government-funded partnership into low-carbon energy, was formed to address strategic energy system planning and technology development. The Energy Systems Catapult is delivering phase one of the Smart Systems […]

MSVIVS Ramping Up

MSVIVS – OLV Testing In addition to requiring a book of business (BoB) file by the first Tuesday of each month, Mississippi is currently testing the online verification (OLV) portion of the new Mississippi Vehicle Insurance Verification System (MSVIVS). The 6 month pilot program for OLV services is expected to begin once the state reaches […]

Football and small businesses: Models for championship performances

Every year in early February, the nation fixates on an annual event that generally draws the largest TV audience: the Super Bowl. The Super Bowl LI contest between the Atlanta Falcons and New England Patriots boasts two teams at the top of their game, both worthy of being the champion. That got me thinking. It […]

South Carolina uninsured motorists can pay to drive

South Carolina will allow uninsured motorists to operate vehicles in the state if they pay an annual fee of $550, according to Bulletin 2016-11, which the state released on Dec. 20, 2016. The state said it will place collected funds in the Uninsured Motorist Fund and distribute it among insurers writing motor vehicle bodily injury […]

Pennsylvania Plate Readers

Pennsylvania discontinued its practice of issuing license plate registration stickers effective Jan. 1, 2017. To confirm that a motorists ’s vehicle registration is current and properly insured, the state now will rely on license plate-reader technology to scan license plates. The state estimates it will save $2 million in mailing costs and $1 million in […]

Scrooge & Marley, PLC: A commercial insurance case study

Scrooge & Marley, PLC, was a privately held partnership in 19th-century England that operated out of a dingy warehouse in the Cornhill section of London. Partners Ebenezer Scrooge and Jacob Marley founded the “counting house” with no outside investors or small business loans. Marley referred to the firm as “a money-changing hole,” a closely held, […]