Bradley Bain

Bradley Bain

Bradley Bain is the vice president, community hazard mitigation.

    Posts by Bradley Bain

    Getting to Class 1

    ISO’s Public Protection Classification (PPC™) program recognizes the efforts of communities to provide structural fire protection services for citizens and property owners. Insurance companies use PPC information to help establish fair premiums for residential and commercial property insurance. They recognize that effective fire service with adequate water supply, communications, and fire prevention should generally result […]

    Bringing together underwriting and loss control

    There’s little doubt that field-surveyed property reports are the gold standard in the industry. Our trained staff examines critical characteristics and provides detailed assessments of commercial properties and related risks. Surveys give you the confidence to make sound underwriting decisions. So, how can we improve the process? By appending to the survey data that provides […]

    How the new PPC grades benefit you

    With our new Public Protection Classification (PPC™) changes taking effect on July 1, there’s a question insurers may ask: How does this affect me? As noted in my June 12 blog (New PPC classifications go into effect), the new, refined PPC grades reflect differing loss experience more accurately and improve the predictive value of the […]

    New PPC Classifications go into effect

    After more than a year of preparation, the revisions to our Public Protection Classifications (PPC™) go into effect on July 1, 2014. We’ve discussed these changes with our customers and business partners in various communications, relating how we’ve changed our Split Class 9 and Split Class 8B designations, and added a new water class to […]