Release: Immediate

Contacts:
Susan Boyle / Jessica Riccardi
MWW Group (for ISO)
201-507-9500
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Kerri Milam (Interthinx)
678-781-7220

 

Interthinx™ DISSCOSM Fraud Detection and Prevention System Selected by Harland Financial Solutions
— Integration offers INTERLINQ® E3 customers fraud detection at point-of-sale — 

AGOURA HILLS, Calif., Aug. 1, 2006 Interthinx™, the leading provider of comprehensive fraud prevention and decision support tools for the mortgage industry and an ISO business, has integrated its DISSCO™ fraud detection and prevention system with the INTERLINQ® E3 enterprise mortgage lending solution from Harland Financial Solutions.  E3 The Web-based loan production platform provides critical business process management, integration and connectivity across the mortgage supply chain, enabling lenders to integrate service providers into their business process. Harland Financial Solutions, Inc. is a wholly owned subsidiary of John H. Harland Company.

“We know our customers with wholesale operations manage large volumes of broker originated loans that need sophisticated front-end fraud protection,” said Joe Filoseta, executive vice president, Harland Financial Solutions' Mortgage Solutions Group.  “Integrating the INTERLINQ E3 lending platform with DISSCO allows us to provide our customers greater opportunity to reduce risk, increase productivity and turnaround time and maximize loan quality in higher-risk, third-party originated loans.”

This integration provides Harland Financial Solutions' Mortgage Solutions Group's customers with automated fraud protection and detection at the point-of-sale, enhancing approval decision output and better managing risk.  Loans are instantly and seamlessly submitted to DISSCO (data integrity search and score system) for automatic screening for potential mortgage fraud. DISSCO is an electronic fraud prevention tool that is designed to reduce the risk associated with mortgage lending due to fraud. It can instantly search hundreds of mortgage-related data fields in a loan record to identify and score the kinds of misinformation, inaccuracies and inconsistencies that could indicate fraud. DISSCO then produces a detailed report with step-by-step recommendations for lenders on how to respond.

“Wholesale lenders constitute a ‘front line' against third party origination fraud and in support of quality loan originations,” said Mike Zwerner, vice president of Business Development and

Marketing for Interthinx. “Harland Financial Solution's reputation in the mortgage industry will be further enhanced for its commitment to averting fraud on the front end.”

About Interthinx
Interthinx is the nation's leading provider of automated fraud protection, compliance and decision support tools for the mortgage industry. Used by 15 of the top 20 lenders, Interthinx combines its National Fraud Protection Database (NFPD) along with advanced technology and data collection to offer the most comprehensive fraud detection system available. Interthinx helps to bridge the gaps left by traditional manual fraud detection by enabling the increase of front-end efficiencies while improving quality control and profitability. Its multi-faceted approach to risk management includes innovative training programs designed for greater retention and immediate results. More than 1100 customers rely on Interthinx, an ISO business, for automated scientifically-based solutions, historical analysis and consistent data collection. For more information, visit www.interthinx.com or call 800-333-4510.

About ISO
ISO is a leading provider of products and services that help measure, manage and reduce risk. ISO provides data, analytics and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government and human resources. Clients use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the U.S. and around the world, ISO services help customers protect people, property and financial assets.

About Harland Financial Solutions
Harland Financial Solutions supplies software and services to thousands of financial institutions of all sizes, offering its solutions in both an in-house and service bureau environment. The company is a leader in core systems, item processing, enterprise content management, branch automation, customer relationship management, business intelligence, origination and document solutions, risk management, compliance training, financial accounting, open documents, mortgage solutions, card programs, electronic funds transfer (EFT), fraud prevention, self service solutions and performance advisory services. 

About Harland
Atlanta-based John H. Harland Company (NYSE: JH) is listed on the New York Stock Exchange under the symbol “JH.” Harland is a leading provider of software and printed products to the financial institution market. Harland's software solutions include deposit & loan origination, platform, teller, call-center, mortgage, business intelligence, core systems and customer relationship management systems. Harland's printed products offerings include checks, direct marketing and financial forms. Scantron Corporation, a wholly owned subsidiary, is a leading provider of software services and systems for the collection, management and interpretation of data to the financial, commercial and educational markets.