Loan-Level Fraud Detection

  • FraudGUARD®
    Web-based fraud detection for lenders and investors

Identity Verification

  • SafeCheck®
    Tool to identify loan applicants using multiple Social Security numbers (SSNs), invalid SSNs, multiple names, and SSNs of deceased persons

  • SSN Direct
    Verification of a Social Security number direct from the Social Security Administration

Income Verification

  • 4506 and TFV
    Verification of an applicant's income using IRS Form 4506 and verification of an applicant's tax-filing history

 

 

 

Automated Property Valuation/Collateral Risk 

  • ValueGUARD®
    Tool that identifies the collateral risk associated with a property’s current value and potential future value deterioration
  • Clear Value AVM®
    Automated valuation model (AVM) that identifies the most appropriate valuation based on risk, geography, and other factors
  • iAVMPlus
    Automated valuation model (AVM) that uses real-time MLS listings data
  • Condition Assessment Report
    Report on current physical condition of a house and material changes in market conditions

Regulatory Compliance

      Third-Party Evaluation

      • TPR
        Background checks and data verification of third parties, including brokers, appraisers, and builders

      • RegsData
        Verification of third-party originators' compliance with licensing requirements

      • Civil and Criminal Background Checks
        Batch processing of background checks, including criminal records, civil records, and records of bankruptcies, liens, and judgments

      • Watchlist Review Module
        Stand-alone application that lets you search for a person or company on several industry watchlists and exclusionary lists

      Services

      • Loan Review Solutions
        Customized audits, reviews, and file investigations by experienced specialists
      • Review Appraisal Services
        A suite of services that help mortgage lenders evaluate, quality control, and reconcile existing appraisal documents
      For more information . . .
      . . . about Interthinx products and services, visit the Interthinx website or call 1-800-333-4510.