ValueGUARD®

Collateral risk assessment tool

ValueGUARD®, from ISO’s Interthinx unit, is a tool that helps identify the collateral risk associated with the current value of a property — and the potential risk of future deterioration in that value.

Using information from both public and MLS (Multiple Listing Service) property data sources, ValueGUARD provides a new level of due diligence for the mortgage industry.

For each property you evaluate with ValueGUARD, you get:

• Overview Report — a concise summary of information on the subject property and the neighborhood — including the Collateral Risk Score, alerts to specific areas of risk, and a snapshot of trends and statistics in the market
• Subject Property Details — a detailed report on the characteristics, sales history, and listing details of the property
• Neighborhood Reports — a summary and map of recent sales and recent listings in the neighborhood, as well as public and MLS details on each recent sale and listing

The report includes information on the three closest and similar comparable sales and up to 20 neighborhood sales.

Subject Valuation (AVM)
With your ValueGUARD report, you can also get an optional valuation from an industry-accepted nationwide automated valuation model (AVM). The subject valuation comes with a Market Volatility Index (MVI) that reports the median price trend, starting at the national level and drilling down to the subject’s neighborhood.

Retro Reports
You can also generate ValueGUARD reports and AVM reports for dates in the past, so you can see the collateral risk and value on those dates.

For more information . . .
. . . about ValueGUARD, visit the Interthinx website, call us at 1-800-333-4510, or send e-mail to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it